Home Mortgages, Simplified - Get a Quote Today!

Whether you're purchasing or refinancing, we've got you covered.

What type of loan are you looking for?

What type of property will you be refinancing?

What type of property are you purchasing?

How will you use this property?

How will you use this property?

Is this your first time purchasing property?

Where are you in the homebuying process?

What is the estimated price of the property?

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What is the estimated value of the property?

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What is your estimated down payment?

$

What's the remaining balance on the mortgage?

$

What's your current interest rate?

Do you have a second mortgage?

Would you like to borrow additional cash?

Have you made any late mortgage payments in the last year?

What is your estimated credit score?

Are you or your spouse an active military member, reserve member, or veteran?

What's your employment status?

What is the gross annual income of the borrower or borrowers?

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Have you filed for bankruptcy or foreclosure in the last 4 years?

Please fill in the details below

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Our Primary Loan Programs... and More!

DSCR Loans

  • Use rental income as proof of

    income for qualification

Flip & BRRR Loans

  • Get financing based on the

    property's ARV

No-Doc & Doc-Lite Loans

  • Get financing without docs

    or lite-docs

States We Serve

Our lending partners are proud to provide mortgage solutions in 49 U.S. states. The only state we do not currently serve is New York, but we will be expanding soon!

What's the minimum credit score I need to work with you?

Minimum credit score is 580. As your score gets better, your rates will improve.

What kind of properties do you finance?

Single-Family Homes, Townhomes, Condo's / Condotels, 2-4 Units, and Multifamily 5-8 units.

What documents do I need to provide to qualify?

We can do No-Doc, Doc-Lite, or 2 years personal and business tax returns. At the end of the day, you don't need docs to qualify. We can do stated income as well.

What is the minimum DSCR?

We can go as low as 0.8 on purchases and 1.0 on refinance.

Do you only do purchase? Or refi's as well?

We do both! We do purchases, refi, and cash-out refinances on primary homes as well.

What's the minimum loan amount you can work with?

Minimum loan amount we can work with is $200,000.

What's the maximum loan amount you can do?

Minimum loan amount we can work with is $200,000.

What's the maximum LTV you can lend on for a DSCR property?

Traditionally, max LTV is 85% on purchase and 75% on refinance.

However...

There are creative financing structures available which allow investors to buy property with 100% financing - as long as it meets ARV requirements.

Then, you can do a DSCR cash out refi to get the money out, and keep acquiring more properties. Get in touch to learn more!

Disclaimer

Terms and conditions apply. Rates and programs are subject to change without notice. All loans are subject to credit approval and property appraisal. This is not a commitment to lend. The information provided is for educational purposes only and is not a guarantee of any loan terms or conditions. Interest rates and annual percentage rates (APR) are subject to change based on market conditions and borrower eligibility. Consult with a licensed mortgage professional to understand the options available to you. BluPrint Home Loans is an Equal Housing Lender. NMLS ID 2128369. For more information, please contact us at Home Mortgage Consultants.

Privacy Policy

Privacy 'Site' refers to this Internet website (Home Mortgage Consultants) and its related services. 'You' or 'User' refers to a registered user of this Site. 'Home Mortgage Consultants' or 'We' refers to Home Mortgage Consultants. This Site contains links to other sites. Home Mortgage Consultants is not responsible for the privacy practices of the content of any other websites to which We link or to which We are linked. We encourage You to read the posted privacy statement whenever interacting with any website. The Work Space This area of the Site is for the benefit of Users. The private and shared Work Space areas of the Site help to facilitate communication and the exchange and sharing of information. The information contained in private workspaces shared between Users and Home Mortgage Consultants is not used for any purposes other than to facilitate communication and the exchange of information between the parties involved. INFORMATION WE GATHER Home Mortgage Consultants is a referral agency for our client Jacob Cruse who works for BluPrint Home Loans NMLS #2128369. His address is 5801 Washington Ave #99, Mount Pleasant, WI 53406. Registration If You register to use or provide services using Home Mortgage Consultants, we may collect and store information that specifically identifies You or your account ('Personally Identifiable Information'). The required information may include your User ID, password, first name, last name, business name, address, city, state, zip/postal code, phone, fax, email, and website address. We may, in the future, include other optional requests for information from You, to help us tailor the Site for You and deliver personalized information to You. Online Surveys and Contests Home Mortgage Consultants may conduct online user surveys to collect information about our Users' preferences. These surveys are optional, and if You choose to respond, your responses will be kept anonymous. Similarly, we offer contests to qualifying Users in which we ask for contact and demographic information such as name, email address, and mailing address. Automatically Gathered Information Home Mortgage Consultants automatically collects your browser type and browser software version to tailor the presentation of the services to your platform and to maintain a record of your activity on the Site. Home Mortgage Consultants may also use cookies to enable users to specify unique preferences and to track user trends and patterns. Users always have the option of disabling cookies via their browser preferences. If You disable cookies on your browser, please note that some parts of our Site may not function as effectively or may be considerably slower. As an automatic process, our web server software records a log file of IP addresses that access the Site. We also collect IP address information but do not ordinarily link IP addresses to Users' Personally Identifiable Information. However, We can and will use IP addresses to identify a User when We, in our sole discretion, determine that it is necessary to enforce compliance with our Terms and Conditions of Use or to protect our service, Site, customers, or others. Your Public Profile As part of registration, You may be required to provide contact information such as name, address, city, state, zip, phone, fax, and email address, some of which can be displayed to other users of our service in an effort to simplify communication between members. HOW WE USE INFORMATION Registration Information We use Personally Identifiable Information for our own internal purposes including contacting You via email to inform You about updates to our services and providing You with other information that we deem necessary. We reserve the right to disclose your information as required by law. We do not rent or sell our Users Personally Identifiable Information to third parties. Advertising At this time, we do not display banner advertising on our site, but we may send You email communications including information that we think may be of interest to You. You may opt out of receiving these promotional email communications, either when You register to become a Member, or at any time thereafter by contacting us. Demographic Information, Surveys, and Contests The demographic information that Home Mortgage Consultants collects in the registration process and through online surveys may be used to help us improve our services to meet the needs and preferences of our Users. This may include targeting advertising to You about our services. Information we gather through a contest may also be disclosed to third parties as necessary for prize fulfillment and other aspects of any contest or similar offering. Comments Submitted by Users Home Mortgage Consultants constantly seeks to improve the quality of the services We provide and the User experience on the Site. We value your input and encourage You to help us expand and make improvements to the Site by providing Us with any thoughts or comments You might have regarding our services or the operation of the Site. You can submit any comments by contacting us. If You provide this information, we will only use it to acknowledge or respond to your comments. In certain circumstances, we may ask for your permission to post your comments in marketing or promotional materials. Security We will use commercially reasonable methods to keep Personally Identifiable Information securely in our files and systems. Please note that with current technology, we cannot guarantee the security of your data as it travels over the Internet. Terminating Your Membership We save your Personally Identifiable Information until your membership with us is terminated. To terminate your membership, contact us. If You terminate your membership, your Personally Identifiable Information cannot be recovered. You may continue to receive email communications for a short period of time until we have updated all of our databases. After termination of your membership, your Personally Identifiable Information may remain on our archived database and records for a reasonable time as residual information. We will not use this residual information. Notwithstanding the above, we will maintain information on Users who have been removed for violating our Membership Agreement. Contacting Us If You have any questions about this Privacy Agreement or the practices of this Site, you may contact us at: Home Mortgage Consultants 5801 Washington Ave #99, Mount Pleasant, WI 53406